While Bali is a popular tourist destination, it's important to be aware of potential challenges with using foreign bank cards. Here's what you need to know about using Kazakh bank cards on the island:
Acceptance:
Limited Acceptance: Major international credit cards like Visa and Mastercard are widely accepted in tourist areas, hotels, restaurants, and larger shops. However, smaller establishments and local markets may prefer cash.
Check with Your Bank: Before traveling, inform your bank of your travel plans to ensure your card functions properly in Indonesia.
Consider a Backup: Carrying a second card from a different provider or having access to alternative payment methods like cash is advisable.
ATMs and Cash Withdrawal:
ATM Availability: ATMs are readily available in tourist areas and cities. However, it's recommended to use ATMs affiliated with reputable banks to minimize risks.
Fees: Be aware of potential withdrawal fees charged by both your bank and the ATM operator.
Withdrawal Limits: ATMs may have daily withdrawal limits. Check with your bank for specific limits on your card.
Additional Tips:
Currency Exchange: Exchanging currency at authorized money changers or banks is recommended for better rates compared to airports or hotels.
Notify your bank: Inform your bank of your travel dates and destination to prevent any security blocks on your card due to suspicious activity.
Beware of Scams: Be cautious of card skimming devices at ATMs. Inspect the machine before use and cover your PIN when entering it.
Consider Travel Cards: Prepaid travel cards can offer convenience and security, allowing you to load multiple currencies and control your spending.
Remember, while cards can be convenient, having some local currency on hand is always advisable for smaller purchases and places that don't accept cards.