While Gazprombank UnionPay cards are generally accepted in Bali, there are some important things to keep in mind:
Acceptance:
ATMs: BCA and Mandiri ATMs are the most reliable for withdrawing cash with UnionPay cards. Other ATMs may have limited or no support.
Businesses: Look for the UnionPay logo at shops, restaurants, and hotels. Not all businesses accept UnionPay, but its acceptance is growing. BCA and Mandiri terminals are most likely to accept UnionPay.
Tips:
Cash is king: Carry some cash for places that don't accept cards.
Notify your bank: Inform Gazprombank about your travel plans to avoid potential card blocks.
Check limits: Be aware of daily withdrawal limits, usually around 2.5 million IDR per transaction at BCA ATMs.
Currency conversion: Understand the conversion fees and consider using alternative methods like cryptocurrency if needed.
Backup options: Have a backup card or payment method in case of issues with your UnionPay card.
Be cautious: Be vigilant when using ATMs and ensure the machine is not tampered with.
Alternatives:
Local bank accounts: Consider opening a local bank account for easier access to cash and potentially better conversion rates.
Cryptocurrency: Explore using cryptocurrency for payments and cash withdrawals through platforms like Binance.