Banking in Bali: Options for Opening a Card

While opening a bank account as a tourist in Bali can be more challenging than for residents with KITAS (temporary stay permit), there are still options available. Here are a few avenues to explore:

Local Banks with Potential Tourist Options:

• Mega Bank: This bank has been mentioned as a possibility for tourists to open accounts without a KITAS, often requiring a local sponsor. Consider reaching out to the bank directly or seeking assistance from reputable visa agencies for the latest information and procedures.
• BNI: Similar to Mega Bank, BNI may offer options for tourists with the assistance of a local sponsor. It's advisable to contact the bank directly or seek guidance from visa agencies for current requirements and procedures.
• Maybank: While traditionally accessible to tourists, recent reports suggest potential changes in their policies. Contacting the bank directly or seeking assistance from visa agencies is recommended for up-to-date information.
• OCBC NISP: This premium bank may have options for tourists, potentially involving higher initial deposits or specific requirements. Direct contact with the bank or consultation with visa agencies is advisable.

Considerations and Tips:

• Local Sponsor: Opening an account without a KITAS may require a local sponsor to vouch for you. Seek recommendations from trusted sources or consider consulting with reputable visa agencies.
• Visa Agencies: Several visa agencies in Bali can assist with opening bank accounts, providing guidance and support throughout the process.
• Requirements: Be prepared to provide your passport, visa, and potentially proof of address or income. Requirements may vary between banks and individual circumstances.
• Fees and Limits: Inquire about monthly fees, transaction limits, and any other charges associated with the account.
• Online Banking and International Use: Check if the bank offers online banking services and if the card can be used for international transactions or online payments.

Alternative Options:

• Wise: While Wise has undergone changes in Indonesia, it may still be an option for specific situations. Explore their website or contact their support for the latest information.
• International Banks: If you hold an account with an international bank that operates in Indonesia, inquire about their services and card options.
• Prepaid Travel Cards: Consider prepaid travel cards that allow you to load multiple currencies and use them for payments while traveling.

Important Note:

Always exercise caution and avoid sharing personal or financial information with unverified individuals or entities. Prioritize reputable sources and official channels when seeking assistance with banking matters in Bali.