Which ATMs in Bali do not charge withdrawal fees? 🌴☀️💳
Bali ATMs and Withdrawal Fees
While many ATMs in Bali are convenient for accessing cash, it's important to be aware of potential withdrawal fees that can vary depending on the ATM and your bank. Here's a breakdown of what you need to know:
ATMs with No Withdrawal Fees:
BNI, BRI, and Mandiri: These local banks generally do not charge withdrawal fees for domestic or international cards. However, it's always wise to double-check the specific ATM or inquire with your bank about any potential charges on their end.
BCA: BCA is another major bank in Indonesia, and its ATMs usually don't have withdrawal fees. However, it's important to consider the daily withdrawal limit, which is typically around 2.5 million IDR.
ATMs with Withdrawal Fees:
Permata Bank: Permata Bank ATMs typically charge a withdrawal fee of around 7,500 IDR for both domestic and international cards.
Maybank: Maybank may have varying fee structures, so it's advisable to inquire about specific charges before using their ATMs.
Tips for Minimizing Withdrawal Fees:
Withdraw larger amounts: Since some banks charge a fixed fee per withdrawal, consider withdrawing larger sums to reduce the number of transactions and overall fees.
Use ATMs affiliated with your bank: If your bank has a partnership with a local bank in Bali, using their ATMs might offer reduced or waived fees.
Check your bank's fee schedule: Before your trip, familiarize yourself with your bank's international withdrawal fees to plan your cash needs accordingly.
Consider alternative options: Explore options like currency exchange services or using a travel card with low international transaction fees to minimize costs.
Important Considerations:
Daily withdrawal limits: Most ATMs in Bali have daily withdrawal limits, typically around 2.5 million to 3 million IDR. Plan your withdrawals accordingly to avoid exceeding these limits.
ATM availability: While ATMs are widely available in tourist areas, it's advisable to have some cash on hand, especially when visiting remote locations.
Currency exchange rates: ATM withdrawal rates might not always be the most favorable. Compare rates with currency exchange services to ensure you're getting the best value.