Using UnionPay in Bali: ATMs and Cash Withdrawal Options 💳🇮🇩🌴
Using UnionPay in Bali: ATMs and Cash Withdrawal Options
While UnionPay acceptance in Bali is growing, it's not as widespread as Visa or Mastercard. However, there are still reliable options for withdrawing cash and making payments with your UnionPay card.
ATMs:
BCA (Bank Central Asia): BCA is the most reliable bank for UnionPay withdrawals. Look for ATMs with the BCA logo and "100.000 IDR" signage, indicating they dispense larger denominations. The withdrawal limit is typically 2.5 million IDR per transaction.
Mandiri: Mandiri is another option, though availability may vary. Check for the UnionPay logo on the ATM.
Other Banks:
BNI (Bank Negara Indonesia): Some users report success with BNI ATMs, but consistency can be an issue.
Maybank: Maybank ATMs have been known to work with UnionPay, but success rates are less consistent compared to BCA or Mandiri.
Tips:
Check for the UnionPay logo: Before attempting a withdrawal, ensure the ATM displays the UnionPay logo.
Withdrawal Limits: Be aware of daily withdrawal limits imposed by both your card issuer and the local ATM.
Transaction Fees: Check for any potential fees associated with using your UnionPay card abroad.
Carry Cash: As UnionPay acceptance is not universal, having some cash on hand is recommended for smaller shops or markets.
Alternatives:
Money Changers: Numerous authorized money changers across Bali offer competitive exchange rates for various currencies.
Prepaid Travel Cards: Consider options like Wise or other prepaid travel cards that offer convenient currency exchange and spending features.
Cryptocurrency: For tech-savvy users, exchanging cryptocurrency for Indonesian Rupiah (IDR) through local platforms can be an option.
Remember: Always prioritize safety when using ATMs, choosing well-lit and secure locations. Be cautious of potential skimming devices and protect your PIN.