Using UnionPay cards from Russian Agricultural Bank in Bali 💳🏦🇮🇩🌴

Using UnionPay cards from Russian Agricultural Bank in Bali

ATM Withdrawals:

• BCA ATMs: These are widely reported to be the most reliable for UnionPay cards, including those from Russian Agricultural Bank.
• Withdrawal Limits: BCA ATMs typically allow withdrawals of up to 2,500,000 IDR per transaction. Some users report needing to withdraw in multiples of 500,000 IDR for successful transactions.
• Daily Limits: Daily withdrawal limits may vary depending on your specific bank and card. It's recommended to check with Russian Agricultural Bank for your specific card's limits.

Point-of-Sale Transactions:

• BCA Terminals: These are generally reliable for UnionPay card payments.
• Mandiri Terminals: Some users report success with Mandiri terminals, while others have encountered issues. It's advisable to have a backup payment method.
• Other Terminals: Success with terminals from other banks (e.g., BNI) seems less consistent.
• Always Ask: It's recommended to inquire if a store or restaurant has a BCA or Mandiri terminal before attempting to pay with your UnionPay card.

Additional Tips:

• Carry Cash: Having some Indonesian Rupiah on hand is always a good idea, especially for smaller vendors or in case of card issues.
• Inform the Merchant: Let the merchant know you're using a UnionPay card, as they may need to use a specific terminal.
• Check for the UnionPay Logo: Look for the UnionPay logo on the ATM or terminal to ensure compatibility.
• Contact Your Bank: For specific questions about your card's limits or fees, contact Russian Agricultural Bank directly.

Note: Experiences with UnionPay cards can vary, so it's wise to have backup options and be prepared for potential challenges.