How to increase spending limits on a Permata card? 💳📈🏦
Increasing Spending Limits on Permata Bank Cards
There are several ways to increase spending limits on your Permata Bank card, depending on the type of card you have and your residency status. Here's a breakdown:
Green Card (Non-KITAS):
Upgrade to Red Card: By maintaining a minimum balance of 100 million IDR in your account, you can upgrade to a Red Card, which offers higher daily spending and withdrawal limits.
Contact Permata Bank: Reach out to Permata Bank's customer service via email (care@permatabank.co.id) or phone (1500111) to inquire about increasing your limit.
Red Card:
Maintain Minimum Balance: Ensure your account balance remains above 100 million IDR to avoid monthly fees and retain the higher spending limits.
Upgrade to Black Card: For even higher limits and premium benefits, consider upgrading to a Black Card by maintaining a balance of 500 million IDR.
Black Card (Priority Banking):
Maintain Minimum Balance: Keep your account balance above 500 million IDR to enjoy the premium benefits and highest spending limits.
Contact Priority Banking: Reach out to your dedicated Priority Banking relationship manager for personalized assistance with your spending limits and other banking needs.
Additional Considerations:
KITAS Holders: If you have a KITAS (temporary stay permit), you may be eligible for higher spending limits on all Permata Bank card types.
International Usage: Inform Permata Bank in advance if you plan to use your card outside of Indonesia to avoid potential blocks. You can do this by visiting a branch or contacting customer service.
Transaction Limits: Be aware of daily and per-transaction limits, which may vary depending on the card type and ATM used.
Currency Conversion: For multi-currency cards, understand the conversion rates and potential fees associated with using different currencies.
It's always recommended to contact Permata Bank directly for the most accurate and up-to-date information regarding spending limits and card features.